October 7, 2018
Consider the unfortunate plight of Laney Wall and Scott Rooks. They were married Sunday but remain unable to start building a new house to replace their Santa Rosa home that burned down in last October’s wildfire. The two are Air Force veterans who served in the Iraq War and are longtime home insurance policyholders of USAA, an insurer catering to military families. When they bought their home in...
As posted at: The Press Democrat

October 4, 2018
More than two weeks after Hurricane Florence’s devastating crawl across the Carolinas and Virginia, many homeowners are assessing the damage and beginning to make repairs. According to real estate data provider CoreLogic, the storm affected 624,000 homes, the vast majority unprotected by flood insurance. Standard homeowners and renters insurance policies do not cover damage from storm surges and...
As posted at: Magnify Money

October 3, 2018
Whether you stay with your current insurer or switch, you can lower your rate without sacrificing coverage. Car insurance companies are falling all over themselves to grab your attention with clever TV ads, giving the impression that lowering your premium is as easy as picking up the phone. But when it comes to homeowners insurance? Crickets. Yes, it's pretty quiet on the home insurance front....
As posted at: Kiplinger

October 3, 2018
Part of getting ready for a disaster means getting your financial house in order. Thousands of people who lost homes in the 2017 California wildfires discovered too late that their insurance coverage had not kept up with the rising cost of lumber, labor and other rebuilding materials. Talk to your insurer to make sure you have enough coverage but, for a quick reality check, ask a local contractor...
As posted at: San Francisco Chronicle

September 28, 2018
As the first anniversary of the North Bay wildfires approaches, people who lost their homes in the natural disasters should take steps to ensure they do not lose the ability to sue their homeowner insurers if they think they have been treated unfairly, according to a consumer advocate and attorneys. Deadlines for filing such a lawsuit against an agent, broker or insurance company can vary between...

September 27, 2018
Like anyone who has been affected by October 2017’s wildfires, physicians need ongoing support and assistance in rebuilding their lives. And they continue to receive it. On Wednesday the Sonoma County Medical Association held the third in its ongoing series of fire-recovery programs and workshops aimed at providing area physicians with the timely information and resources they’ve asked for,...

September 25, 2018
In many states, laws don’t require sellers to disclose that a property is in a flood or wildfire area, leaving homeowners with unexpected damage and losses The house on Weber Hill Road is almost a year gone, but it still haunts Emilie Hayes. Thirteen years ago, when she and her husband Steve bought the Missouri property in a foreclosure sale, Hayes vaguely knew that it was in a 100-year...
As posted at: The Guardian

September 21, 2018
  With record-breaking wildfires carving up the American west this summer, firefighters have become the rarest of civil servants: the kind almost universally lauded as heroes. Reinforcements dropped into California’s firefight from as far away as Australia and American Samoa to bolster strained state and federal crews, reaching a high point of 14,000 firefighters on the ground. Yet other...
As posted at: The Guardian

September 21, 2018
Of the many dubious reasons insurers use for denying claims, one of the most bizarre is telling a patient they neglected to obtain prior approval for treatment in the midst of a medical emergency.   Because, of course, the first thing most people think of in a life-or-death situation is phoning some insurance company’s call center and jumping through bureaucratic hoops. Kathy Mutchler...
As posted at: LA Times

September 20, 2018
REDDING, Calif. —  Debris removal from the Carr Fire is under way in Shasta County, but before the crews clear your land, there's some last-minute information you should know. Janelle Galbraith Management Assistant to the City Manager, with the Redding city planner's office says once approved for debris removal, almost everything will be taken care of by crews. In fact, the Debris Removal...
As posted at: KRCR News ABC7