June 22, 2010
When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-...
As posted at:

June 22, 2010
Policies scaled back after Katrina If Hurricane Gustav hits Louisiana, homeowners will discover that they have less insurance coverage than they did during Hurricanes Katrina and Rita, and they'll be reaching into their own pockets to cover damage. In the past three years, the use of hurricane, windstorm or named-storm deductibles, which means that insurance doesn't kick in until homeowners have...

June 22, 2010
Two Informative Seminars Held   Lake Arrowhead, CA – Rebuilding Mountain Hearts & Lives presented two identical workshops yesterday (September 13) for local residents on how to be prepared for a disaster including proper insurance coverage. Participants at the free sessions will learn the ins and outs of the insurance business from insurance expert Amy Bach from United Policyholders....

June 22, 2010
Three years after Eliot Spitzer decapitated the world's largest insurer, his protégé has stepped in to try to save the company from collapse. New York's insurance superintendent, Eric Dinallo, agreed yesterday to extend a lifeline to American International Group by easing state regulatory restrictions. It is an odd twist in the legacy of Mr. Spitzer, who crusaded against the company's management...
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June 22, 2010
They spent a recent Saturday creating detailed lists of the contents of their houses – everything from dishes and bed linens to socks and unopened tubes of toothpaste. When memories failed, they turned to each other's lists to jar their recollections. It was a long and emotional process, but necessary because many insurers require meticulously itemized lists before paying the maximum amount...

June 22, 2010
SAN DIEGO -- Lee and Shirley Taylor aren't alone. They are victims of the October wildfires that destroyed their Ramona home. They're also underinsured. "That was our request, insure us against total loss," said Lee Taylor. He said his agent handed him a 108-page insurance policy he believed fully insured his home and 8-acre avocado farm. After the fires, he learned that wasn't the case and he...

June 22, 2010
Victims of last October's wildfires gathered for a news conference in Rancho Bernardo on Wednesday, asking for help from Insurance Commissioner Steve Poizner. Many say they have not resolved their claims with their insurance companies because they were grossly underinsured. "He needs to follow through on his promise to all of us who are underinsured through no fault of their own," demands...

June 22, 2010
Homeowners' policies not covering costs of rebuilding This story has been modified since its original posting.   RANCHO BERNARDO ---- Stan Newman and about two dozen others who lost their homes in last year's Witch Creek fire complained Wednesday they had made almost no progress toward rebuilding because their insurance companies were refusing to cover all the costs. Only after their homes...

June 22, 2010
San Diego County residents, saying they were misled into believing they had enough coverage, urge the state insurance commissioner to take action. Insurers say it's not a severe problem.   Reporting from Sacramento -- As a wildfire sparked evacuations in Southern California on Wednesday morning, victims of a blaze that destroyed 1,600 homes in San Diego County a year ago complained that they...

June 22, 2010
California's insurance commissioner has ordered his auditors to examine how insurance companies handled claims from last year's devastating wildfires amid allegations from homeowners that some insurers misled them about how much coverage they needed. “We'll be looking for patterns of behavior by insurance companies, of stalling, not paying claims fully and putting up barriers,” Insurance...