June 22, 2010
After his Fallbrook home was destroyed in the 2007 wildfires, Richard McDonnell realized that his friends didn't understand his sense of loss, the grieving for destroyed heirlooms or the frustration over the the slow rebuilding process. Then McDonnell, 63, began attending the weekly group meetings at the Fallbrook Recovery Center, where he met fellow fire survivors. “There's a kind of lifeboat...

June 22, 2010
Mississippi Insurance Commissioner Mike Chaney needs to do a better job for consumers, two national organizations have concluded, but Chaney said Wednesday night that he he has "a full platter." The Consumer Federation of America says the Insurance Department's Internet site does an inadequate job of giving consumers information that would help them save money on insurance, find the best home...

June 22, 2010
Group that learned from the '91 Oakland blaze provides step-by-step help for rebuilding your life. Even though Southern Californians have endured countless disasters, they rarely are prepared when one hits them. Amy Bach, a San Francisco attorney, has spent her career helping people recover from disasters. She serves as executive director of United Policyholders, a non-profit, tax-exempt...

June 22, 2010
Industry observers say damage payouts shouldn't pose any difficulty, but the weak global economy could lead to eventual premium increases. Once again, thousands of Southern Californians reeling from days of destructive wildfires have been forced to exercise the home insurance policies they hoped they would never have to use. That it comes at a time of global financial crisis raises a new set of...

June 21, 2010
Young adults are one of the largest groups that lack health care coverage in the United States. With the new health care reform bill going into effect in a few months, dependents under the age of 26 will be able to be added onto their parents health care policy even if they're married, have a pre-existing health condition or are no longer in college. But some may have to wait an entire year to...

June 18, 2010
LOS ANGELES-- Experts say insurance companies are sufficiently well capitalized to handle the flood of claims that will arise from the Southland's latest wildfires, it was reported today. "The majority of those who lost their homes do not need to worry about the solvency of companies they're insured with," Amy Bach, executive director of United Policyholders, a San Francisco advocacy group, told...

June 18, 2010
Some policyholders believe companies deliberately sold them less coverage than they would need to rebuild. An industry group says the issue is overblown.   When Dave Wilder and his wife, Lynn, surveyed the remains of their Running Springs house after it burned to the ground in a wildfire near Lake Arrowhead in October 2007, the thing that struck him most wasn't the devastation, and it wasn't...

June 18, 2010
Many homeowners in California have discovered that their homes that were destroyed by recent wildfires were underinsured. So who is to blame, the homeowners or insurance agents?   When Dave Wilder and his wife, Lynn, surveyed the remains of their house after it burned to the ground in a wildfire near Lake Arrowhead east of Los Angeles in October 2007, the thing that struck him most wasn't...

June 18, 2010
The Tea Fire is out but many of our neighbors are just beginning the process of putting their lives back together from the ashes that remain. Montecito Rotary Club President-elect shared the following informationfrom Karen Reimus, who has experience in the aftermath of fire destruction and has become very active in helping others to rebuild their lives. Disaster Recovery Handbook“The Disaster...

June 18, 2010
SACRAMENTO - Insurance Commissioner Steve Poizner rode to victory in 2006 partly on the effects of a TV ad ridiculing his opponent, Cruz Bustamante, for taking bagloads of cash from the industry he wanted to regulate. Two years later, Poizner has held firm to his pledge to refuse insurance industry contributions, even as he lays the groundwork for what will be an expensive run for governor in...