October 31, 2019
Sonoma County residents forced to evacuate because of the Kincade fire could be reimbursed for their expenses while away from home by their homeowner insurance company. The caveat is that those policyholders would have to be displaced under a mandatory evacuation order issued by Sonoma County Sheriff Mark Essick to be eligible for any reimbursement from their insurers. About 190,000 county...
As posted at: The Press Democrat

October 25, 2019
County review points to firefighter shortage, planning shortcomings and the need for residents to be ready.   Emergency management officials were unprepared for massive evacuations before the most destructive fire in Los Angeles County history, causing chaos and calls for mutual aid that were not provided in the first critical hours of the Woolsey fire, according to a detailed...

October 25, 2019
As North Texans grapple with damage claims following a weekend storm, estimates say 60% of homes don't have enough coverage for full replacement. DALLAS — If there is one good thing to come out of the Sunday storms, it’s that all that damage might make us look at our homeowner’s insurance.  Multiple surveys by Marshall & Swift/Boeckh over the years have found that as many as 60% of...
As posted at: WFAA

October 24, 2019
If you weren't directly hit by the October tornadoes, they are a reminder to update your insurance coverage. Most homeowners are under-insured — and don't know it DALLAS — In recent days we have seen the maps with arrows crisscrossing the Dallas area, showing where tornadoes swept across the ground over the weekend. Even if you were not in the path of Sunday’s tornadoes, they are an important...
As posted at: WFAA 8 ABC

October 21, 2019
ORINDA, Calif. (KGO) -- Scientists tell us earthquakes strike every three minutes in California -- though most of them are so weak we can't feel them, enough are so big we can't forget them. So, does living through a quake drive us to buy earthquake insurance? Not so much. The California Earthquake Authority says the vast majority of homeowners opted not to buy an earthquake policy. What's...
As posted at: ABC 7 News

October 11, 2019
SAN FRANCISCO (KGO) -- Although people had a couple of days to plan for the power shutoffs, losses were inevitable. So who's responsible to pay for that? Unfortunately, it's the PG&E customers who are stuck with the bill. What makes this situation different than any other is the fact it was a planned outage ordered by PG&E. As power went out, thousands of residents watched helplessly...
As posted at: ABC 7 News

October 10, 2019
The cost of homeowners insurance is one of those unavoidable expenses that comes along with owning a house. How much you’ll pay for insurance varies depending on your location and the age of your home, but the average annual homeowners insurance premium is $1,200. That can feel like a big expense, but knowing you’ll be reimbursed if something happens to your most valuable investment can be...
As posted at: CNBC

October 7, 2019
Two years after the October firestorm that swept the North Bay, recovery efforts are both good and not so great. Houses are being rebuilt, the destroyed northwest Santa Rosa neighborhood of Coffey Park is coming back strong, insurance struggles and construction costs remain, and mental health care resources need ongoing reinforcing. Those takeaways were presented Friday at the Business Journal’s...

October 7, 2019
SANTA ROSA, Calif. (KTVU) - With only bout 10% of Santa Rosa homes rebuilt from the 2017 Tubbs fire, the second anniversary of the fire will cause a turn for the worse in many victim's finances. On Tuesday, many folks waiting to complete or rebuild their homes in the Tubbs Fire are getting cut off, financially. Jim and LuAnn Scally have been in the Coffey Park rebuilding process since two...
As posted at: KTVU

October 2, 2019
Joyce Viets’ dad was in the life insurance business, so she knew from an early age that you have to plan ahead. “I heard about actuarials my entire life,” the Temecula resident told me.   Viets, 82, purchased long-term care insurance nearly two decades ago, anticipating there would come a time when she’d be glad to cover the costs of a nursing home, which can run nearly $300 a day in...
As posted at: Los Angeles Times