November 2, 2010
Though city officials are shifting their focus to help rebuild the neighborhood where a natural gas pipeline exploded last month, the pace of recovery will depend largely on how quickly the money starts to flow in.   To that end, dozens of residents with destroyed or damaged homes are working to recover losses through insurance claims, a sometimes complex and frustrating process that could...

November 2, 2010
Even though many of the fire victims are still in shock, they must still pull it together and start of the process of rebuilding and this type of tragedy is what homeowners insurance is all about. But dealing with the loss isn't always like one of those TV commercials and there is a lot to watch out for. First the fire victims must deal with the emotional loss of displacement and then they must...

November 2, 2010
Owners or renters of the homes destroyed or damaged in the fire that tore through a San Bruno neighborhood Thursday are staring at a long and challenging process to recoup their losses. Getting paid the full amount they're entitled to for their dwellings, possessions and future expenses will require understanding insurance better than most people care to, and very possibly securing legal...

November 2, 2010
Five years after Hurricane Katrina leveled a large part of the Gulf Coast, homeowners as far away as Maine are still paying the bill. Home insurance rates for some coastal areas have shot up 30% or more. Thousands of homeowners who live along the East Coast have had their policies canceled. And when the next disaster hits, many homeowners will be forced to bear a greater share of the cost of...
As posted at: USA Today

October 13, 2010
August 23, 2008 When Lani Hendrickson moved into an Irvine apartment last year, she barely had enough money for rent. So she was surprised when her landlord required her to get renter's insurance as a condition of the lease. It cost $18 a month. "It was not a lot of money, but it is when you're barely making any money and barely making the rent," says Hendrickson, 24, now back in school and...

October 13, 2010
After every natural disaster, too many people discover an awful truth: They don't have enough insurance to rebuild their homes. Nationwide, more than two-thirds of homeowners are underinsured, according to a survey by insurance services firm MSB, by an average of 18%. That means someone whose house cost $200,000 to replace would find herself short by $36,000. Where homes and rebuilding costs are...

August 23, 2010
SEATTLE—Two consumer advocates told insurance commissioners they would prefer to see regulation of insurance remain with the states, as opposed to a federal takeover. Speaking before the National Association of Insurance Commissioners’ (NAIC) Regulatory Modernization Task Force at the NAIC’s summer meeting held here, Sonja Larkin-Thorne, an NAIC funded consumer representative, and Amy Bach,...

August 23, 2010
  BLOOMINGTON -- It's been five years since Hurricane Katrina devastated the Gulf Coast, killing 1,800 people and causing $41.1 billion in insured damage -- a single-loss record for the insurance industry. Katrina's impact still ripples through the region today, and through Bloomington-based State Farm Insurance Cos., the largest home insurer in the U.S. The company fought through a second...

August 23, 2010
Press Conference Speakers: Karen Reimus, ’03 Cedar Fire Survivor and Outreach Coordinator for United Policyholders, a nonprofit organization Patrick Craft, ’08 Freeway Complex Fire Survivor – Anaheim Hills Karla Rinskopf, ’08 Freeway Complex Fire Survivor – Yorba Linda Edward Pajarito, ’08 Freeway Complex Fire Survivor – Anaheim Hills Don Waugh, ’08 Freeway Complex Fire Survivor – Anaheim Hills...
As posted at:

August 12, 2010
Never settle for less - especially with your insurance company, says Gerri Willis. NEW YORK (CNNMoney.com) -- You versus your insurer: It doesn't have to be David and Goliath. Sure, getting your insurer to pay you your fair share can be challenging, but here are the best ways to play hardball with your insurance company. 1: Compile your package The strongest claims have the most documentation....