Stinky sewage back-up and overflowing drains are a very common cause of damage to homes and businesses, especially those located in flat areas or near the bottom of slopes. Many policies now exclude coverage for the clean-up and repairs, but for a mere $20 a year you can buy a "Back-up of Sewer or Drain Endorsement" that gives you up to $10,000 in coverage. The catch? A $1,000 deductible. But hey, that's still easy math. 

Give your loved ones the gift of preparedness…

How about buying safety supplies at 20% off for the people on your gift list this year? They're non-fattening and really useful! Click on one of the images below to start shopping at UP partner Your Safety Place.Enter promotion code UP20 at checkout to get 20% off your entire purchase.