NOTE: The sample letter below must be customized to the facts of your individual situation and claim. All portions that are in parentheses and/or underlined must be completed or revised and anything in italics should be removed before you send it.


(Name of adjuster, adjuster’s supervisor or highest-ranking ins. co. employee)

(Name of Insurance Co.)


Re: Claim Number: __________

Date of Loss: ____________

Name of Insured: _________________________

Address of Insured Property: _________________________________________


Dear _______________,


As the one-year anniversary of the (wildfire or other disaster) that destroyed our home approaches, we are continuing to do our best to document our loss and cooperate with your company to reach a fair and full settlement. We are writing to request the following extension(s):

1) The “Suit Against Us” clause: Please confirm that you will “toll” the “Suit Against Us” clause while our claim is open, and that you will not enforce that deadline until one year after you have informed us in writing that you have completed the claim adjustment process and/or closed our claim;

2) Home Inventory: (State where you are in the process.  Ex. We are continuing to work on our home inventory and there are no upcoming deadlines related to this task). Please confirm we can continue submitting proof of our losses through (One Year Anniversary Date)

Unless we hear otherwise within one week, we will rely on our understanding of the above two points.