About the Amicus Library

Welcome to the Amicus Project library.  Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits.  In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights

Year:
2020
Court:
United States Court of Appeals for the Ninth Circuit
Issue:
Duty to Defend
State:
California

People and companies that buy insurance to protect themselves from the cost of being sued by others, including by governments (as is the case here), depend on that insurance to pay for their legal... Read more

Year:
2020
Court:
First District Court of Appeal, Division 2
Issue:
Bad Faith, Genuine Dispute Rule
State:
California

One of UP’s Platinum sponsors, Kerley Shaffer, LLP, obtained a reversal of summary judgment in favor of an insurance company in a bad faith claim. Fadeeff v.

Year:
2020
Court:
Supreme Court of the State of Delaware
Issue:
Notice Prejudice
State:
Delaware

In its brief, UP argues that a liability insurer cannot deny coverage for a policyholder’s defense costs solely because the policyholder did not seek the insurer’s consent to incur those costs in... Read more

Year:
2020
Court:
Indiana Supreme Court
Issue:
Insurance contract interpretation
State:
Indiana

G&G Oil employees were locked out of their computers due to a ransomware attack. The hackers demanded payment for the passwords to decrypt G&G Oil’s computers.

Year:
2020
Court:
Supreme Court of Florida
Issue:
Consequential Damages, Remedies, Citizens
State:
Florida

Citizens Property Insurance Corporation (“Citizens”) was created by the Florida legislature as a government entity and serves as an insurer of last resort.

Year:
2020
Court:
United States Court of Appeals for the Sixth Circuit
Issue:
Labor Depreciation
State:
Kentucky

This lawsuit concerns deficient actual cash value (ACV) payments. Plaintiffs challenge State Farm’s method of calculating ACV and, in large part, challenge State Farm’s depreciation of labor.

Year:
2019
Court:
Supreme Court of North Carolina
Issue:
Labor Depreciation
State:
North Carolina

In its brief, UP argues against the wrongful depreciation of labor. This issue has been litigated throughout the country, and states have been split on the outcome.

Year:
2019
Court:
Supreme Court of California
Issue:
Title Insurance
State:
California

In its brief, UP argues that the Court of Appeal incorrectly decided a case involving unfiled title insurance rates, and that if upheld, could negatively impact consumers across multiple lines of... Read more

Year:
2019
Court:
Supreme Court of Arizona
Issue:
Consent to Settle
State:
Arizona

In its brief, UP argues for the applicable standard to apply in Arizona when determining whether an insurer unreasonably withholds consent to an insured’s settlement with shareholders in a breach... Read more

Year:
2019
Court:
Supreme Court of the State of Washington
Issue:
Policy Interpretation
State:
Washington

In its brief, UP argues that this Court should review the Court of Appeals opinion because it substantially narrows the rights of Washington insurance consumers in ways inconsistent with this... Read more