About the Amicus Library

Welcome to the Amicus Project library.  Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits.  In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights

Year:
2017
Court:
Colorado Supreme Court
Issue:
Pre-judgment interest, Garnishment proceedings
State:
Colorado

Many states have enacted statutes that encourage insurance companies to pay policyholders, or those who stand in their shoes, promptly benefits owing under an insurance policy.

Year:
2017
Court:
U.S. Court of Appeals, 9th Circuit
Issue:
Negligent or Reckless Speech
State:
California

Insurance policies rarely, if ever, exclude coverage for negligent or reckless conduct.

Year:
2017
Court:
U.S. District Court, District of Arizona
Issue:
Estoppel of Coverage Defenses, Tripartite Relationship/Privilege
State:
Arizona

When an insurance company obtains confidential information from coverage counsel for the insured, it is estopped from asserting coverage defenses based upon the improperly obtained information.

Year:
2017
Court:
U.S. Court of Appeals, 9th Circuit
Issue:
Absolute Pollution Exclusion, Duty to Defend
State:
Oregon

The duty to defend is broader than the duty to indemnify. It is the most fundamental duty of a liability insurer.

Year:
2017
Court:
California Supreme Court
Issue:
Allocation and Contribution, Excess Insurance
State:
California

UP submitted letters requesting depublication of the appellate decision and supporting review by the California Supreme Court.

Year:
2017
Court:
U.S. Court of Appeals, 9th Circuit
Issue:
Reasonable Expectations, Coverage and Exclusions
State:
California

Fundamental principles of California insurance law ensure that coverage exclusions are construed narrowly to avoid defeating the mutual intentions of the parties and, particularly, the reasonable... Read more

Year:
2017
Court:
Arizona Supreme Court
Issue:
Bad Faith, Punitive Damages
State:
Arizona
Year:
2017
Court:
California Supreme Court
Issue:
Notice Prejudice, Choice of Law, Consent Provisions
State:
California

The notice prejudice rule protects policyholders from undue forfeiture of benefits when they fail to report a claim within the applicable insurance policy's deadline.

Year:
2017
Court:
Texas Supreme Court
Issue:
Duty to Defend, Contra Proferentem/Contract Interpretation
State:
Texas

It is well-settled that Texas courts maintain the value of insurance and keep a level playing field between the state’s residents and insurance companies by applying and enforcing the doctrine of... Read more

Year:
2017
Court:
Issue:
Bad Faith Failure to Settle
State:
California