About the Amicus Library

Welcome to the Amicus Project library.  Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits.  In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights

Year:
2005
Court:
U.S. Court of Appeals, 3rd Circuit
Issue:
Commercial General Liability policies
State:
Pennsylvania

The issue on appeal in this case primarily impacts commercial policyholders. A lower court granted an insurer's motion and dismissed a policyholder's case because they did not sue every possible... Read more

Year:
2003
Court:
U.S. Court of Appeals, 6th Circuit
Issue:
Environmental cleanup
State:
Ohio

Coverage for environmental cleanup should be consistent with insured’s reasonable expectations of coverage

Year:
1994
Court:
Pennsylvania Common Pleas Court, Lycoming County
Issue:
Good Faith and Fair Dealing
State:
Pennsylvania

Insured should have a reasonable expectation that the third party administrator (TPA) administering a claim has an obligation of good faith and fair dealing.

Year:
2002
Court:
Mississippi Supreme Court
Issue:
Insurance as Public Service
State:
Mississippi

Public service nature of insurance—duty of good faith and fair dealing

Year:
2004
Court:
U.S. Supreme Court
Issue:
Duty to bankrupt policyholders
State:
--United States--

Insurer’s obligation to bankrupt policyholder post discharge. Asbestos case.

Year:
1996
Court:
Court of Appeals, 2nd Appellate Division, California
Issue:
Pollution exclusion
State:
California

PRP letters as suits; polluter’s exclusion

Year:
1997
Court:
United States District Court, Massachusetts
Issue:
Pollution exclusion
State:
Massachusetts

Drafting history; polluter’s exclusions; expected or intended

Year:
1995
Court:
Minnesota Court of Appeals
Issue:
Coverage
State:
Minnesota

Insurance companies should not be allowed to keep information supporting coverage from the Courts of their policyholders. Depublication of pro-policyholder decisions should not be condoned.

Year:
1996
Court:
Issue:
Pollution exclusion
State:
Oregon

UP filed a petition supporting review urging that the key definition of “pollutants” employed in ithe subject nsurance policies were so overbroad as to be meaningless.

Year:
1997
Court:
Minnesota Supreme Court
Issue:
“disappearing decisions”; confidentiality orders
State:
Minnesota