We turned to UP for help getting our homeowners insurance company to cover a $150,000+ smoke damage claim which allowed our family to get safely back into our home....
About the Amicus Library
Welcome to the Amicus Project library. Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits. In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.
The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team.
To request that UP weigh in on a case, please complete this Request Form.
UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights"
California courts have long held that liability insurance covers an employer's vicarious liability for employee negligence as well as intentional torts.
Insurance companies have the burden to draft express and clear exclusions when they desire to limit the coverage they sell to their policyholders.
Under the seminal case of Owens-Illinois v. United Ins.
When homeowners file claims, insurance companies have a duty to conduct a prompt, reasonable investigation of the damage.
The most fundamental obligation of a liability insurer is to defend it's insured against suits alleging bodily injury or property damage. The duty to defend is broader than the duty to indemnify... Read more
In this letter requesting publication, UP urged publication because the decision addresses an issue of great importance to the insurance community, on which there is no published appellate... Read more
The Florida Legislature has mandated under Fla. Stat.
An insurer's duty of good faith and fair dealing extends to settling claims against its insured.
In general, state insurance regulators must approve an insurer's rates before their insurance products are sold to the public.