About the Amicus Library

Welcome to the Amicus Project library.  Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits.  In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights

Year:
2000
Court:
Connecticut Supreme Court
Issue:
CERCLA
State:
Connecticut

Under the Comprehensive Response, Compensation, and Liability Act, (CERCLA) payments for environmental remediation or “clean up” costs constitutes “damages” and should be compensable under... Read more

Year:
2006
Court:
U.S. Court of Appeals, 1st Circuit
Issue:
Allocation and Contribution
State:
Massachusetts

Coverage for continuous injury when multiple policies cover the loss. The Court should adopt the position that joint and several liability should be imposed against insurance companies for damages... Read more

Year:
1995
Court:
Illinois Appellate Court, 1st District, Division 3
Issue:
All Risk Policies
State:
Illinois
Year:
2003
Court:
Colorado Supreme Court
Issue:
Late notice
State:
Colorado

Whether insurer can deny claim based on late notice without showing of prejudice.

Year:
2000
Court:
California Supreme Court
Issue:
Duty to Defend or Indemnify
State:
California

Letter brief requesting rehearing--scope of duty to defend

Year:
1999
Court:
Pennsylvania Supreme Court, Middle District
Issue:
Refusal to Settle
State:
Pennsylvania

Payment of an excess verdict does not extinguish the insurer’s bad faith refusal to settle under Pennsylvania law.

Year:
2006
Court:
New York State Court of Appeals
Issue:
Consequential Damages , Breach of Contract
State:
New York

The policyholder sought consequential damages for the loss of its business as a result of the insurance company's refusal to make timely payment . The trial court refused to award consequential... Read more

Year:
2006
Court:
U.S. District Court, Louisiana Eastern District
Issue:
Anti-Concurrent Causation Clause
State:
Louisiana

The anti-concurrent causation language upon which Defendants rely has already been deemed ambiguous as a matter of law by another Federal Court addressing similar arguments raised by Defendants.... Read more

Year:
1995
Court:
Illinois Appellate Court, 1st District, Division 1
Issue:
Loss Mitigation
State:
Illinois

Loss Mitigation; Indemnity v. Defense; PRP letters as suits

Year:
2002
Court:
New York State Court of Appeals
Issue:
Pollution Exclusion
State:
New York

New York State law should limit the application of ISO’s standard-form pollution exclusions to industrial pollution of the environment and it should not be applied to avoid liability for routine... Read more