About the Amicus Library

Welcome to the Amicus Project library.  Here you will find copies of the 400+ legal briefs United Policyholders has filed as an "amicus curiae" (friend of the court) since 1991. We file amicus briefs to help courts respect and effectuate consumers' reasonable expectations of coverage and reach fair results in coverage and claim dispute lawsuits.  In addition to calling courts' attention to helpful legal precedents, UP helps judges consider the impact of their decisions on people and businesses that suffer dire consequences when insurance companies put their own profit motives ahead of their customers' best interests.

The United Policyholders Amicus Project is made possible by the hundreds of dedicated policyholder attorneys who generously volunteer their time to write, review and edit our briefs. Click here to view the attorneys who make up our Amicus Project Team

To request that UP weigh in on a case, please complete this Request Form.

UP chronicled our Amicus Project in a 2011 report titled "Twenty Years Protecting, Defending and Advancing Policyholders Rights

Year:
1995
Court:
Illinois Appellate Court, 1st District, Division 1
Issue:
Loss Mitigation
State:
Illinois

Loss Mitigation; Indemnity v. Defense; PRP letters as suits

Year:
2002
Court:
New York State Court of Appeals
Issue:
Pollution Exclusion
State:
New York

New York State law should limit the application of ISO’s standard-form pollution exclusions to industrial pollution of the environment and it should not be applied to avoid liability for routine... Read more

Year:
1996
Court:
California Court of Appeal, 3rd District
Issue:
Bad Faith in Litigation, Breach of the Implied Covenant of Good Faith and Fair Dealing
State:
California

Under New Jersey law, the obligation of good faith and fair dealing extends to the assertion, settlement and litigation of contract claims

Year:
2000
Court:
California Court of Appeal, 2nd District, Division 3
Issue:
Statue of Limitations
State:
California

Statute of Limitations-equitable estoppel

Year:
2003
Court:
U.S. Court of Appeals, 3rd Circuit
Issue:
ERISA
State:
Pennsylvania

ERISA should not preempt state insurance laws.

Year:
2003
Court:
Massachusetts Supreme Court
Issue:
Exclusions, Breach of the Implied Covenant of Good Faith and Fair Dealing, Nullification
State:
Massachusetts
Year:
2001
Court:
Texas Court of Appeals
Issue:
Bad Faith, Breach of the Implied Covenant of Good Faith and Fair Dealing
State:
Texas

Insurance nullification by litigation; bad faith

Year:
2004
Court:
Illinois Supreme Court
Issue:
Unfair Trade Practices, Replacement Parts
State:
Illinois

Insurance Company should not be able to use after market parts when policy calls for restoring vehicle to pre-loss condition; unfair practices; McCarran-Ferguson Act.

 

Year:
2007
Court:
U.S. Court of Appeals, 3rd Circuit
Issue:
Asbestos
State:
Pennsylvania

Policyholders should have the right to select the policies under which they seek coverage, without fear of prejudice to any Laches or Course of Performance Argument. Courts should not hamstring a... Read more

Year:
1997
Court:
New York State Court of Appeals
Issue:
Pollution Exclusion
State:
New York

Insurance company should not be able to avoid its duty to defend and indemnify based on a pollution exclusion when damage sustained was result of replacement of an old heater in a private... Read more