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Tip of the Month
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December, 2010 | Take advantage and share the wealthTake advantage of the wealth of information at www.uphelp.org and our network of professional insurance consumer advocates throughout the United States. We add new content to our website every week...Read more |
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December, 2010 | P-U! Is sewage backup covered?Stinky sewage back-up and overflowing drains are a very common cause of damage to homes and businesses, especially those located in flat areas or near the bottom of slopes. Many policies now exclude...Read moreHomeowners |
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October, 2010 | Whose money is talking?Whether it's a damage report from a vendor hired by your insurer or a political ad...a savvy consumer needs to know whose money is behind the message. Is there a hidden agenda or can you trust what...Read moreGeneral |
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October, 2010 | Your Home, Your ChoiceWhether your home was damaged by something as wild as a tornado or as commonplace as an overflowing washing machine, your insurer may suggest a contractor to do the repairs. They may call them "...Read moreHomeowners |
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October, 2010 | Water water everywhere…and not a drop of coverage? We're not there yet, but we're getting close, and UP is trying to stop the trend. It's commonly known that you have to buy separate coverage for flood damage because it's been excluded under most...Read moreHomeowners |
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August, 2010 | Hot button words to avoid when making an insurance claimWhen talking to a claim representative or insurer, it's wise to choose your words carefully. A claim can get off to a bad start if you report it using "hot button" words like "mold" or "flood." Those...Read moreHomeowners |
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August, 2010 | Recent graduates: You can go home again ... (at least for health insurance!)Whether your graduating baby bird is returning to the nest or taking flight, you want them to have health insurance. Most students lose their coverage when they turn 19 or graduate high school or...Read moreHealth |
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August, 2010 | April Showers, Nature's PowerThe threat of mudflow/landslides from heavy winter rains is subsiding in most areas of the country. But especially in hilly areas that have been deforested by wildfires or development, homeowners...Read moreFlood |
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August, 2010 | Your Car, Your ChoiceYour car mechanic is like your spouse - once you find a good one, you try to hold on to them for life. And no one should interfere with this relationship, including your insurance company. If your...Read moreAuto |
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August, 2010 | Anthem Blue Cross insureds in California just got a temporary reprieve from a BIG rate increase of up to 39%, but premiums across the country continue to climb.What can you do when your health premium jumps? Ask if your insurer offers any discounts for health club or fitness class enrollment. Find out if a “Consumer Driven Health Plan” such as a Flexible...Read moreHealth |