Here's a quiz for renters – 35% of all the households in the U.S... What's UP with Renters Insurance

True or False? A nearby fire leaves your clothing, furniture and rugs smoke damaged and water logged. Your landlord's insurance will cover the costs of moving and cleaning and replacing your property. False. 

True or False? An earthquake causes your iMac desktop to fall and shatter. Your landlord's insurance will pay to replace it. False.

Thousands of Superstorm Sandy and other disaster victims have learned the hard way: Your landlord's insurance protects your landlord's property. You need renters insurance to protect yours. Many tenants are unaware of this fact, and go without renters insurance, even though it's generally affordable. 

Because we know that insurance money – not charitable or government aid - makes the biggest difference in people's ability to recover after a loss, United Policyholders is spreading the word. Please help:

Remember: UP does not sell insurance or accept contributions from insurance companies. If you do decide to buy renters insurance, use our guide to shop and compare options. Avoid buying a policy that excludes water damage.